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Electronic collection mechanism for the value of service packages and bank guarantees



The Hajj and Umrah Information Center operator contracts with one of the Saudi Arabian Monetary Agency (SAMA) authorized banks to open an independent account after coordination with the Ministry to provide 24/7 e-payment service and public holidays from all countries World, and are the following:

Guarantees of the foreign agent

  • The external agent shall determine a bank approved in his country and accepted by the Saudi Arabian Monetary Agency, and shall open an account therein. This shall be approved by the Ministry of Hajj and Umrah when the foreign agent is registered.
  • The bank guarantee is issued through the account for the licensee. The bank guarantees are accepted only through the bank which was approved by the Ministry of Hajj and Umrah. The electronic regulations are adopted so that the bank guarantees are not allowed to be opened except through the account approved by the Ministry of Hajj and Umrah .
  • Upon liquidation of the guarantee, the value of the guarantee from the authorized bank referred to in paragraph (a) above shall be transferred to the account of the licensee at the bank accredited to the Ministry of Hajj and Umrah and the contractor with whom the operator is employed. 

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